cutcompcosts

Not Reporting Claims To The Carrier - Pay It Now Or Pay Later

The second part of the title is from the Fram Filter commercials. I had come up with four areas that I have posted to blogs and our website often on the Four (Now Five) Keys To Cutting Your Workers Compensation Costs. When an employer delays or avo... Read >

The Workers Compensation Best Test For Multi-Jurisdictions

I have posted on this subject in the past. I thought it would be good to revisit the subject after I read about a Tennessee employer that tried to have North Carolina apply Tennessee subrogation laws. The WALSH Test is still the tried-and-true way to ... Read >

Workers Comp Mediations - Are They Worth It?

I recently attended what I totaled to be my 60th+ Workers Compensation mediation. The mediation lasted over 10 hours. I thought to myself on the way back to the office - Are Workers Comp mediations really worth the time and effort when a few phone calls a... Read >

Is Physical Therapy Really Worth It?

I recently was asked this question by a Workers Compensation adjuster trainee. My response came from more personal than professional experience.  In 1996, I was walking across a carpeted floor without shoes carrying two boxes. I slipped and fell backwa... Read >

The Secret on Workers Comp Safety Programs

As the economy has tanked, companies such as yours are looking for ways to save on Workers Comp more than ever. I have seen many blog posts and heard many discussions where everyone equates safety and the E-Mod. However, there are discounts or debits that... Read >

Workers Comp Claim Reserving - Follow It Closely

I can guarantee that if you set down ten adjusters/supervisors in a room, give them the facts on a Workers Compensation file, you will receive a spectrum of reserve levels. Why? One thing to point out early in this post is that setting reserves on any... Read >

Premium Audit Bill - A Call To Action - Five Things To Do

I am going to let everyone in on a little secret. Where does most of our employer premium audit business come from overall? We very often receive emails and phone calls from employer that have overdue premium audit bills and want to reduce the bill. Our o... Read >